Finance

Insolvency, Bankruptcy and IVA’s

February 14, 2012
By

If you are considering applying for bankruptcy or an Individual Voluntary Arrangement you will need to find out if you are able to be considered first. The Insolvency Act is in place to help discover if you have many debts which are more than the amount of assets that you own. It is also a way of discovering if your outgoing bills are higher than you income. You Need to Be Insolvent to Be Made Bankrupt If you are found to be insolvent then the options of the bankruptcy or the IVA can be considered, applied for and potentially...

Read more »

How to Make Stock Market Investing a Success

January 3, 2012
By

Investing your money in stocks is a safer way to make your idling money to earn for you. It has been found with experience that investing in stocks and leaving them to increase in value brings better returns than leaving the same money in savings accounts in banks or any other saving instruments. Also stock market investinghas become a much easier task these days due to your being able to do the transactions online. In case you are going to engage yourself in stock trading, there are many online tools to help you. In order to decide how to...

Read more »

The Missold Payment Protection Scandal Could Affect Bank Bonuses

December 23, 2011
By

One of the interesting effects of the missold payment protection issue is the fact that some of the biggest UK banks are under increasing pressure over the bonuses being paid out to their bosses. One example of this comes with the Lloyds Banking Group and the £1.45m bonus given to their former chief executive Eric Daniels earlier on in the year. The fact that the giant bank had to set aside an astonishing £3.2bn to cover the expected missold payment protection claims means that the massive bonus has caused controversy. Lloyds Bank is of course part owned by the...

Read more »

The Santa Run

December 20, 2011
By

There are many races and running events that take place throughout the year. As well as half marathons of 13.1 miles and full marathons of 26.2 miles you can also find a variety of fun runs with distances that range up to 10k or more. You can also find events that run past famous landmarks, through stunning parks, and around some of most beautiful cities in the country. Themed events like the Santa run also provide a fun way to raise money for your chosen charity. The Santa Run, in Greenwich Park, is a 5k fun run and this...

Read more »

Were You Mis-sold Credit Card Protection Under Pressure?

October 19, 2011
By

When you go to the bank to ask for a loan or a credit card it is always a bit of nerve racking situation, isn’t it? This could be one of the reasons which explain the amount of mis-sold credit card protection around now. It may no longer be the case that a very serious branch manager takes you into his imposing office to discuss any loan you ask for, but asking for money from anyone is something which always sees you put on the back foot from the beginning. Whenever any of us goes to the bank to...

Read more »

PPI claims 101

September 21, 2011
By

There are several reasons people might want to reclaim PPI – and PPI claims can be really straight forward, or can be incredibly difficult.  The problem in most cases isn’t knowing what type of claim to make, but whether your claim is even valid, and in those cases, it’s imperative to hire an expert to reclaim whatever money you feel has been paid in error.   How to choose a PPI claims expert One of the areas many people need to consider is how to choose their PPI expert – whether they want to consider choosing one that has...

Read more »

Mis sold an Endowment Mortgage? Make a Claim

September 21, 2011
By

There are many companies who will say they will deal with your claim if you have been mis sold a mortgage.  However, it is worth choosing your representation carefully. Many companies will charge you upfront fees for handling your case, and this does not have to be the case. Look online to find a company who will investigate all of your documentation without asking for any fees upfront.  You will not have to pay until you have received your compensation, which means that you will not be out of pocket. The fee is the taken out of the compensation...

Read more »

The Only Way to Reclaim Loan Protection Payments

September 20, 2011
By

Did you know that up to 20m people have been mis-sold loan payment protection insurance by their loan companies?  That’s a shocking amount and you might think there is nothing you can do about it.  Thankfully, there is!  There are companies that can work on your behalf to reclaim loan protection payments and the compensation you receive could be in the thousands.   Even on Old Loans? Yes, even on loans up to 10 years old.  If you think you have been sold payment protection insurance in a dishonest or underhand way then you could easily Reclaim loan protection...

Read more »

Types of Investment Fund

August 7, 2011
By

There are many different kinds of investment funds available. However, when you put your money into an investment fund most of the time what you are actually doing is investing in stocks and shares. There are other kinds of investment funds that are invested in commodities like gold or fuel, but the chances are the investment fund you put your money into will be used to buy stocks and shares. Which Investment Fund Is Right for You? Which investment fund is right for you is dependent on many factors. The first and most important factor is how much you...

Read more »

Hotel Insurance

July 20, 2011
By

There are specific types of business insurance policy that are available to the hospitality industry, including hotel insurance. This type of policy covers you for all of the basic legal requirements such as building insurance, public liability, and employer’s liability insurance coverage. However, with a tailored policy that is geared very specifically to your requirements and to your business, you can ensure that you are covered for almost any eventuality or possible problem; even the loss of your licence or an interruption to your business because of utility failure. Whether you run a small, boutique guest house or a...

Read more »